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2025 Input Financing Program

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YOUR PARTNER OF CHOICE

About Heritage >

The Local Advantage

With 20+ locations across Ohio, a Heritage Cooperative® grain facility is never far away. Between our well-trained employees and well-maintained equipment, our goal is to get you unloaded and back on the road as quickly as possible. Many of our locations are open extra hours during harvest season to keep local combines rolling.

Just as importantly, however, is that your Heritage grain team works for you, our farmer-owners. It’s in our best interest to get you the highest possible price for your grain. Our traders are in the market every day, and bring years of grain marketing experience to bear on your behalf.

Ask the Expert: Grain

Have a question about grain marketing, pricing strategies or world and national events affecting the grain markets? Send them to us, and read the answers to previous questions here!

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New Grain App

The Heritage Cooperative app provides real-time harvest information to better serve you.

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DETAILED CASH BIDS >

@CZ4

CORN


	Symbol	Contract	Last	Open	Close	High	Low	Change

Dec '24	@C4Z	Dec '24	4.2725	4.2575		4.2750	4.2500	0.0100
Mar '25	@C5H	Mar '25	4.4050	4.3850		4.4050	4.3825	0.0150
May '25	@C5K	May '25	4.4725	4.4525		4.4750	4.4500	0.0150
Jul '25	@C5N	Jul '25	4.5100	4.4900		4.5100	4.4875	0.0150


SOYBEANS

	Symbol	Contract	Last	Open	Close	High	Low	Change

Nov '24	@S4X	Nov '24	9.9900	9.9700		9.9900	9.9700	0.0450
Jan '25	@S5F	Jan '25	10.1075	10.0400		10.1175	10.0400	0.0700
Mar '25	@S5H	Mar '25	10.2175	10.1500		10.2275	10.1500	0.0700
May '25	@S5K	May '25	10.3600	10.2925		10.3725	10.2925	0.0675


WHEAT

	Symbol	Contract	Last	Open	Close	High	Low	Change

Dec '24	@W4Z	Dec '24	5.7850	5.7450		5.7950	5.7175	0.0525
Mar '25	@W5H	Mar '25	5.9575	5.9250		5.9675	5.8950	0.0475
May '25	@W5K	May '25	6.0575	6.0225		6.0650	6.0000	0.0450
Jul '25	@W5N	Jul '25	6.1125	6.0850		6.1175	6.0525	0.0425

DETAILED FUTURES >

Weather

CURRENT
RADAR
FORECAST

Change Location

Clear

Feels Like

44 F

Humidity

93 %

Dew Point

45 F

Barometer

30.22 inHg

Winds

N 7 mph

Sunrise

07:10 AM

Sunset

05:23 PM

5-DAY FORECAST
HOURLY

Thu 11/07

Fri 11/08

Sat 11/09

Sun 11/10

Mon 11/11

High

56 F

60 F

58 F

64 F

57 F

Low

40 F

36 F

34 F

43 F

Precip

0 %

27 %

70 %

0 %

FULL WEATHER >

Current Rates & Discounts

Click to download PDFs

Grain Discount Schedules

Rates & Service Charges

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DTN Cash Bid Updates

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Grain Marketing & Services

There are plenty of options for storing, selling and taking payment for your grain at Heritage Cooperative. You may click on any of the topics listed below, contact our Grain Department. We’d be happy to provide further explanation.

Click each topic for more information

Spot Sale

Spot Sale

Grain is delivered to the elevator for the current cash price. Unless specified, bushels delivered for cash/spot sale will receive the closing price on the day the grain is delivered.

Fixed Price Contract

Fixed Price Contract

An agreement that establishes a fixed price, Chicago Board of Trade plus local basis, for a specified amount of grain to be delivered to a named location during an agreed upon delivery period.

Basis Contract

Basis Contract

An agreement that establishes basis, which is the difference between the Chicago Board of Trade and the local cash grain price, for a specified amount of grain for any delivery period and location. The basis is the only fixed portion of the price. A monetary advance can be requested after delivery of the bushels. Final Pricing must be completed prior to an agreed upon expiration date.

Target Price Order

Target Price Order

The customer sets a target price that if hit will result in a fixed price contract or as pricing for delayed price bushels. If the target is hit the contract is written or the delayed price bushels are settled.

Hedge to Arrive Contract

Hedge to Arrive Contract

An agreement that establishes the Chicago Board of Trade price for a specified amount of grain to be delivered to a named location during a specified delivery period. The delivery period cannot exceed 12 months from the contract date. The futures price is the only fixed portion of the price. Final pricing must be completed prior to an agreed upon expiration date or at time of delivery, whichever occurs first. Service fees will apply.

Delayed Price

Delayed Price

Grain can be delivered to the elevator with title passing to Heritage Cooperative. The customer can price the grain for the current market price at a later date.

Open Storage

Open Storage

Grain is delivered to the elevator and title remains with the customer. Open storage is commonly used for government loan programs. Space available for open storage may be limited and storage rates will apply.

Deferred Payment

Deferred Payment

The customer may elect to defer payment for grain delivered against contracts or spot sales. Deferred payment periods are pre-set and current interest rates apply.

Brokerage Service

Brokerage Service

Brokerage services are available for producers interested in setting up hedging accounts for their personal farm operation and risk management practices. The trading of futures and options involves substantial risk of loss and is not suitable for all investors.