2025 Input Financing
Program Details
Providing convenient credit for financing your crop inputs.
| Platinum 4% Under Prime Rate
| Gold 2% Under Prime Rate
|
| Silver Prime Rate
| Bronze Prime Rate Plus 3%
|
Important Notice:
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Partner Programs
SECURE by WinField United
A single point of financing for all seed, crop protection and fertilizer purchases for WinField United and partner products.
Corteva TruChoice
With the TruChoice® offer, save big on crop protection products from Corteva Agriscience when you fund a prepay account.
Rabo AgriFinance
Input financing that provides an incremental line of capital to purchase your inputs and flexible payment options that can help improve your operation’s cash flow.
John Deere Financial
Get ag financing that allows you to lock in crop input purchases and free up operating cash, all while not paying a thing until after you harvest.
Input Financing Program FAQs
The Heritage Cooperative Input Financing Program allows you to finance your fall, spring and summer crop input purchases. You can also finance your agronomy prepay purchases from Heritage Cooperative. Eligible charges are between September 1, 2024 through August 31, 2025. Due date for submitting an application is February 28, 2025.
Your financing rate is determined by the percent of your corn and soybean acres that are planted with seed sold by Heritage Cooperative. There are four levels of finance rates with the lowest, Heritage Platinum at 4% under prime and the highest, Heritage Bronze at 3% over prime.
Inputs for raising all your crops crops are covered. This includes seed, fertilizer, lime, chemicals, power fuel, soil testing, DEF, Lubricants, GPS services, custom application, delivery and equipment rental charges. Non-crop inputs such as feed are not included in this program.
The prepaid or cash price in effect at the time of billing will be used for products, and the regular price will be used for services such as custom application, delivery or equipment rental.
Finance charges are calculated from the date of the invoice when the product is picked up or the prepaid price is locked in. Finance charges are not compounded.
The Heritage Platinum and Gold levels are due January 30, 2026. The Silver and Bronze levels are due November 28, 2025.
An application, balance sheet and tax return will be required in all cases, and in some cases a crop lien and crop insurance.
An application, balance sheet and tax return will be required in all cases, and in some cases a crop lien and crop insurance.
Information requirements differ for sole proprietorship vs partnership or corporation. Please see application for more details.
Click here to download the 2025 Input Financing form or apply through the secure forms on the Heritage Portal.